Uninsured Driver

Uninsured motorist coverage can help you cover medical expenses if the driver who hit you doesn’t have insurance or has less insurance than you. While it is not required in Florida, it is a good idea to have this type of coverage in case of an accident.

Were You in an Accident With an Uninsured Driver in Florida?

Wondering How You Can Get Compensation?

If you have been injured in an accident with an uninsured or underinsured driver, we can help you. At the law firm of Thomas J. Ueberschaer, P.A., our motor vehicle accident attorneys have nearly 30 years of combined experience handling injury cases. If you are seriously injured, we can help you explore every avenue to secure the compensation you deserve and are entitled to under your insurance policy. We have an office located in Pensacola to serve you better.

If you have questions about what to do after an accident with an uninsured driver, “Ask Tom.” Contact our uninsured motorist coverage lawyers or call 850-741-7381 to schedule a free initial consultation.

What Is Uninsured Motorist Coverage?

Uninsured motorist coverage is part of your own insurance policy. It provides compensation if you are injured in an accident with a driver without insurance or without coverage for bodily injuries. Also, if you are in an accident with a driver who has limited insurance, uninsured motorist coverage may allow you to obtain compensation from your insurer to cover the difference.

Our attorneys can help you understand your coverage and how it will apply to your accident case. Regardless of your level of fault in the accident, you may be entitled to coverage for your injuries if you have personal injury protection (PIP). This coverage is required in Florida, and it may help you cover some medical costs even if you do not have uninsured or underinsured motorist coverage.

“Highly recommend, attorneys and staff are very thorough and courteous. They take the time to explain everything and answered all of my questions. I have been recommending them to everyone I know.” N. B.

Dealing With the Insurance Company for You

Dealing with denied claims can be difficult and time-consuming for an accident victim. Our attorneys can handle the insurance company for you so you can concentrate on your recovery. As skilled personal injury attorneys, we have experience handling bad faith insurance denials and uninsured motorist claims. We will diligently pursue the benefits you are entitled to under your policy and from the other driver’s insurer.

We have helped countless clients injured in accidents such as:

Schedule Your Free Consultation Today

Call 850-741-7381 or contact our law firm to schedule a free initial consultation. We promptly return calls and provide courteous legal guidance to assist you after your accident. If you cannot leave the hospital, we can come visit you.

Injured in an Accident?

With Over $100,000,000 in Verdicts and Settlements, the Victories Just Keep On Coming.


$2,500,000 recovery for pedestrian struck by impaired driver. $500,000 settlement for a young driver rear-ended by delivery driver.


$1 million for client who fell off unsafe structure at work, causing permanent disability and requiring lifelong medical treatment.


$41,000 in back-due benefits won at hearing, with ongoing benefits payable for 50-year-old machinist with failed back surgeries.