Why You Should Consult a Lawyer Before Giving a Recorded Statement to an Insurance Company

The aftermath of an accident can be confusing and overwhelming. If injured, you’re also dealing with pain. Calling an attorney as soon as possible is essential so they can gather evidence and assess the situation.

While working with an insurance company is the quickest way to resolve things, acting fast could cost you significantly. Insurance companies exist for profit, not to cover your damages and will want to pay out as little as possible. Your well-being will not be their priority, but your attorney will put you first.

Navigating the aftermath of an accident is already challenging without the added pressure of dealing with insurers who may not have your best interests at heart. To safeguard your right to fair compensation, it’s important to speak with a lawyer before making any recorded statements to an insurance company.

You will need legal representation to efficiently pursue compensation for injuries suffered in the accident, which means not giving an insurer a recorded statement before talking to a lawyer. Take a closer look at how this process works.

What is a Recorded Statement?

A recorded statement in an insurance claim is a statement that is taken and documents the details of the accident. These statements can cover the accident, what led up to it, what you saw before it occurred and how you acted throughout the entire event. This functions as your first-hand account in your accident claim, so you must ensure that it is truthful and benefits your position when seeking compensation. Insurance adjusters will use your recorded statement against you if it means they could potentially pay less money.

The Risks of Providing a Statement Without a Lawyer

Attorney Tom Ueberschaer can help you provide an accurate recorded statement of the accident without compromising your ability to seek compensation. Experienced injury attorneys will know what questions insurers may ask to trick you and can guide you through giving the proper answers that don’t implicate yourself. Admitting fault or providing inaccurate information are among the most common pitfalls accident victims face when trying to work without legal help.

Navigating Complex Questions

Insurance adjusters will ask questions during your recorded statement. Some of them can be complex and difficult to answer, especially if they are unexpected. Some questions are broad and open-ended, such as, “Can you describe how the accident happened?” While this may seem like a straightforward question, it creates an opportunity for accident victims to implicate themselves in the accident or provide speculative information. A lawyer can help keep answers clear, concise and to the point.

Insurers may also ask questions about who you discussed the accident with. This question is designed to reveal information you usually wouldn’t share with the insurance company. While you can tell them about discussions you had with doctors or police, you do not have to mention any communication with an attorney, as those conversations are typically protected by attorney-client privilege.

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Potential Pitfalls

Providing incorrect information can seriously hinder your ability to pursue compensation in your case. This common pitfall is best avoided by having a lawyer who can help you avoid saying anything speculative and only sticking to the facts. Another common pitfall is providing an incorrect timeline of events. A lawyer can help verify the details of the accident before you give your recorded statement so you can be confident about your claim.

Insurance Companies Don’t Work for You

Insurance companies are for-profit enterprises that make money by denying as much coverage as they can get away with. When approaching your case, they will work it from an angle that incentivizes them to find reasons to deny you. Hiring a lawyer will put a professional in your corner. Since personal injury attorneys who work on contingency only profit if they win your case, they are motivated to maximize your payout as much as possible.

Why Tom Ueberschaer Should Be Your First Call

At Thomas J. Ueberschaer, P.A., we will work with you to protect your rights after an accident. Insurance companies will try to trip you up, but we can navigate a recorded statement with you to keep your case strong and protected. With our extensive experience working with drivers from Pensacola to Tallahassee, we can handle various cases and situations. Our contingency fee standard means we only get paid if we win your case.

Protect Your Rights Today

Call Thomas J. Ueberschaer, P.A., today to protect your rights after an accident. An insurance company can seem like a daunting opponent, but we can face the odds with experience and dedication to maximizing your compensation. Get in touch with our team today to schedule a free consultation.