When Your Safety Features Fail

If you get hit by someone without insurance, you may still have options for recovering compensation. Florida is a no-fault insurance state, so the initial care you receive will be paid by your own Personal Injury Protection portion of your policy. If you suffered serious injuries from an accident in Florida, you may also be able to make a claim against your own insurance company if you carry UM (Uninsured/Underinsured) Coverage. Our office will always request certified copies of all insurance policies from all drivers involved in an accident as soon as possible.

Your attorney can gather evidence from a variety of sources such as eyewitness accounts, photos, video surveillance, police reports, medical reports, driving records and expert testimony. They will use evidence to establish fault and liability and submit the evidence to the insurance company or, if necessary, a judge.

If you get hit by someone without insurance,  you may still have options for recovering compensation.  Florida is a no-fault insurance state, so the initial care you receive will be paid by your own Personal Injury Protection portion of your policy.  If you suffered serious injuries from an accident in Florida, you may also be able to make a claim against your own insurance company if you carry UM (Uninsured/Underinsured) Coverage.  Our office will always request certified copies of all insurance policies from all drivers involved in an accident as soon as possible.

There is no set amount for car accident injury cases, as each case is unique. How much compensation you receive depends on a range of factors such as the circumstances of the accident, the parties involved and the extent of your damages. One of our most important jobs is to make sure our clients see the right physicians who will properly diagnose and treat your injuries, and be able to provide a clear estimate of the projected cost of all future care. Thomas J. Ueberschaer, P.A. will fight for fair compensation based on your economic and non-economic losses.

There are several ways that a legal team can assess and calculate damages. For instance, economic damages may include medical expenses, lost pay, lost benefits, adjusted living expenses, lost future pay or property damage. Non-economic damages may include pain and suffering, emotional trauma or loss of quality of life. In some cases, a judge may award punitive damages if the other driver’s reckless behavior caused your injuries.

If possible, try to consult a car accident lawyer in Pensacola, Florida before you contact your insurance company. Your lawyer can either contact the insurance company on your behalf to negotiate a fair settlement or counsel you on how best to communicate with the insurer. Either way, it is important to engage with the insurer in a way that does not incriminate you or hurt your case.

If the insurance company rejects your claim or offers a settlement that does not reflect your damages, you may be able to file a lawsuit against the insurance company and take your case to court. Thomas J. Ueberschaer, P.A. can represent you in court to challenge the insurance company’s decision.

A car accident injury can impact you in several ways. While most of the damages are financial, other damages can affect your life in ways you never imagined. It is worth your time and effort to explore all of your options with an attorney so that you get a fair settlement.

A lawyer can protect your rights under Florida law and work to get you compensation for ALL your damages. A legal team has the experience, knowledge, resources and personnel to advocate on your behalf while you recover from your injuries. Your lawyer can also represent you in court if you have to file a lawsuit. You get the leverage you need to improve your chances of winning the case.

In Florida, the statute of limitations for car accident claims is generally two years from the date of accident.  Once that time has passed, the at-fault party may no longer be legally liable for your damages.  You may not be able to file a claim or lawsuit against the party or their insurance company thereafter, making it very important to call our office as soon as possible.