What does the SSA mean by "concurrent benefits?"

If you are struggling with making ends meet due to a disability that prevents you from maintaining gainful employment, you might have already considered applying for Social Security Disability (SSD) benefits. But, did you know that there is a second government benefit offered by the Social Security Administration (SSA)?

When individuals face life with a disabling condition, they typically seek SSD benefits through the SSA. While these benefits go a long way toward protecting your financial stability, you might also choose to explore the option of Supplemental Security Income (SSI).

But, can you do both at the same time?

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The SSA refers to something called “concurrent benefits.” In certain circumstances, an individual might be entitled to receive benefits from both programs – SSD and SSI – at the same time. The benefits are not only financial, but can also include eligibility for Medicare or Medicaid, depending on your situation.

Outside of the disabling condition, eligibility for SSI is tied directly to your income and assets. Conversely, SSD benefits are also tied to your work history and whether that job paid taxes into the Social Security system. If your income is low enough and you worked long enough at a qualifying job, it is likely that you’ll qualify for concurrent benefits. However, every situation is different.

Fully understanding your eligibility can be fairly complex. To ensure you don’t make an error or miss benefits that might be available to you, it is crucial that you work with a knowledgeable SSD attorney.